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How to read CIBIL Report

person icon CA Raja Classes

4.5

How to read CIBIL Report

Must course if you are a Banker or a Borrower

updated on icon Updated on Jul, 2024

language icon Language - English

person icon CA Raja Classes

English [CC]

category icon Finance & Accounting,Finance,Credit Analysis

Lectures -17

Duration -1 hours

4.5

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Course Description

Are you a Banking Executive? Do you want to develop your ability and skill to read CIBIL Credit Report and taken better Credit Decision for your Bank?

Are you an individual borrower not understanding why Bankers are denying loan facilities to you citing CIBIL Report as a reason?

Then, this course is for you - "How to Read CIBIL Report"

CIBIL is India’s first Credit Information Company which collects and maintains records of individuals’ and commercial entities’ payments pertaining to loans and credit cards. These records are submitted to CIBIL by banks and other lenders on a monthly basis; using this information CIBIL Score and Report for individuals is developed, which enables lenders to evaluate and approve loan applications.

Many of the borrowers are finding it difficult to understand CIBIL Report and the same applies for new joinees in Banking Credit Departments.

This course will take you through step by step

a) All about CIBIL

b) How to Read CIBIL Report covering 6 items namely

  • CIBIL Transunion Score
  • Personal Information
  • Contact Information
  • Employment Information
  • Account Information
  • Enquiry Information

c) Key terms related to report were also explained through a separate section.

This is a self paced learning course. Please use your headset for effective listening.

See you inside the course!

Who this course is for:

  • Banking Executives
  • Loan Applicants
  • Borrowers
  • Credit Officers
  • Chartered Accountants
  • Finance Consultants


Goals

  • All about CIBIL
  • How to read CIBIL Report
  • Key Terms used in CIBIL Report

Prerequisites

  • No pre-requirements
How to read CIBIL Report

Curriculum

Check out the detailed breakdown of what’s inside the course

All about CIBIL
6 Lectures
  • play icon What is CIBIL? 01:57 01:57
  • play icon What is CIBIL Score? 03:03 03:03
  • play icon Factors affecting CIBIL Score 01:36 01:36
  • play icon Reasons for Poor Credit Score 02:14 02:14
  • play icon How to improve Credit Score? 02:15 02:15
  • play icon Mistakes in Credit Scoring 03:20 03:20
How to Read CIBIL Report
6 Lectures
Tutorialspoint
Key Terms in CIBIL Report
4 Lectures
Tutorialspoint
Last Section
1 Lectures
Tutorialspoint

Instructor Details

CA Raja Classes

CA Raja Classes

 I am a Chartered Accountant with tonnes of passion for teaching. 

I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai. 

I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc. 

I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc. 

I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.

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