Essentials of Retirement Planning ( Second Edition )

This book provides the quintessential information needed to   understand the financial side of the retirement planning coin. The reader will begin by learning about the various plan types   employers may offer their employees. Topics related to   compliance testing will be thoroughly discussed as well as   strategies used to legally shift benefits in favor of highly  compensated employees (HCEs). However, some employers do not sponsor a plan. In this  instance, retirement savers will need to understand the  options available within the world of individual retirement accounts (IRAs). This book is intended to serve as a guide to how  different retirement savings vehicles function and how they can be  effectively  deployed. Many financial professionals find that their clients ask  questions about all aspects of their financial life. For this reason,
this book also discusses non-investment-related topics such as housing options, Social Security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.