People take bank loans for many purposes, like purchasing houses, purchasing vehicles, educational purposes, or to meet the unforeseen personal expenses. Banks provide short term and long term loans at fixed or variable interests, to be repaid in a fixed period of time.Banks provide both secured and unsecured loans. Let us see what are they.Secured loanSecured loans are those types of loans that can be protected by using an asset or a collateral of some kind. The type of item that is being purchased by the person, then collateral such as his car or house can he used to keep ... Read More

Business Process Outsourcing (BPO) is a subset of Outsourcing which involves contracting some of the Business processes like operations or other responsibilities to a third party service provider. Basically, this outsourcing is providing many jobs to fresh graduates and has become a booming industry.Here are some of the advantages of working in a BPOSalariesBPOs in the country of India gives good starting salaries with periodical raises yearly. The average income of a person working in a BPO in India can range anywhere between 15, 000 rupees to 30, 000 rupees or in some cases it may be even higher. This ... Read More

Every business will have stiff competition from already established businesses and brands. Nowadays whether it is simple chips packet or a luxury car, people have become smart enough to go through the reviews and customer ratings before they buy. People will judge by hearing the name of the brand and make decisions based on other customer's reviews. These trends are seen more in online eCommerce sites.It's clear that customer satisfaction metrics are essential for any business. They impact the decisions of current and potential customers. This is the reason, you should never ignore the importance of customer satisfaction. Online surveys ... Read More

Human resource management is the key to establish and develop a company. We can divide the HR into two main divisions, administrative and strategic.The first division Administrative will help in, recruitment and retention of staff and other administrative responsibilities to run the office. The other division strategic management is what makes the business to grow, the company to achieve targets by talent management and helping the management to take key decisions and implement them. They can assess the companies future staffing requirement and project the workforce required to complete the project.Human resource management helps its employees to understand the business ... Read More

BPO stands for Business Process Outsourcing. This is a great career option for freshers, whether they are technical or nontechnical students. Here a company or a country delegates or employs people to get non-core work done by experts from other companies or other countries. BPO outsourcing can be two types.Back office outsourcing: Herein the jobs are offsite and entail dealing mainly with customer care, data processing, accounting, finance or other technical work. This is a non-voice based BPO category.Front office outsourcing: Here the job is front office service oriented. The nature of the job is to provide customer related services ... Read More

In my opinion, it all depends on various factors viz.what kind of reader you are, what are your interests, etc. For instance, if you are a scholarly reader, who does not enjoy any surplusage and only wants to read the true essence of information, The Hindu will please you more than The Times of India.What Are Your Interests?While The Hindu and The Times of India both cover, sports, politics, entertainment, technology related articles; still both of these newspapers vary in the emphasis that has been laid upon these different articles. For example, you will find The Hindu somewhat more centered ... Read More

It’s been now 42 years when Steve Jobs, Steve Wozniak, and Ronald Wayne founded Apple Inc with a promise to keep revolutionizing lives and they have kept their promise too brilliantly until now. This is why they have done what other companies only wish to achieve. Congratulations Apple for setting another benchmark and bringing a significant change to the society through cutting-edge tech inventions.However, it was never easy. Check out the story of infinite passion, nerve-wracking struggle, and the never yielding self-will.Many people believe that Apple was founded only by Steve. Well, the reality is here. Apple was founded by ... Read More

Here are some of the most common and simple to explain reasons for leaving a job:The desire to learn.The desire to take on more responsibility.The desire to take on less responsibility.The desire to relocate.The desire for a career change.The desire to gain a new skill or grow a current skill.The company reorganization has led to a change in job content.The desire for a shorter commute to work.The desire to improve work/life balance.

This is not true that everyone leaves a job in frenzy. Sometimes things in personal and professional life go asymmetrical and one has to leave a job. However, champions know how and when to leave a job. Let’s know about it:The Gallop Poll happened in 2014 reveals that 68% of employees are not actively attached to their workplace. You will be surprised to know that many companies including MNCs have dissatisfied employees. Is being unhappy at work a reason to quit a job? Or Don't you consider leaving a job a personal failure?Seth Godin in his book ‘The Dip’ mentions, ... Read More

Any brand gets noticed with a catchy slogan or caption under it. The slogans are a group of words or catchy phrases that help the customers to remember the product easily. The unique brand names with funny but honest slogans or captions can easily catch the eye of a customer. This has been a popular trend nowadays that really gathers much attention.Even the popular social media sites have honest slogans, such as YouTube says broadcast Yourself, while LinkedIn says, “Connect with people for no reason” following one of its options for connecting with people.The recent sensational tinder app has a ... Read More