- Trending Categories
Data Structure
Networking
RDBMS
Operating System
Java
MS Excel
iOS
HTML
CSS
Android
Python
C Programming
C++
C#
MongoDB
MySQL
Javascript
PHP
Physics
Chemistry
Biology
Mathematics
English
Economics
Psychology
Social Studies
Fashion Studies
Legal Studies
- Selected Reading
- UPSC IAS Exams Notes
- Developer's Best Practices
- Questions and Answers
- Effective Resume Writing
- HR Interview Questions
- Computer Glossary
- Who is Who
Introduction There are numerous talented and artistic minds with crafty skills out there in this world. Woefully, most go unnoticed due to lack of proper talent supporting and monetization platforms. As they say, where there’s a will, there’s a way - the internet has created just that. It helped creators to showcase their works online in the form of pics and videos. But the sad truth is that you don’t have rights on what you post or share on the internet. The content or the data you post can be used by anyone. Since it’s a free public ... Read More
Introduction Every business need funds for expansion purposes like opening a new facility, or buying high-end machineries, or anything for that matter. The favourable yet a legit source to get funds is from a bank or a financial institution. Fig 1: Commercial Loan This kind of credit lending is referred to as a commercial loan. Also known as business loan, this debt facility is granted to businesses to meet their specific financing needs and facilitate their day-to-day activities. Let’s take a look at their types, pros and cons, and other particulars in here. Explained: Commercial Loan A commercial ... Read More
Introduction Proper cash flow is very important for any organization to run its business operations smoothly and efficiently. Big multinational corporations face cash flow problems more often because of multiple reasons like inefficient sales, low profitability, investment in diverse businesses, high debts, etc. No company wants to witness negative cash flow that puts their business in peril or risk. Now, to be on the top of the game, it’s crucial for a company to have a positive cash flow, resulting in healthy long-term growth. So, how long does a company take to reach the cash flow position? Define ... Read More
Introduction Small-scale industries contribute a fair share to the country’s GDP. Any investment made in this sector not only augments wealth but also improves employment in the economy. Now, for small industries to go to the next level, they need extra capital in their accounts. These types of businesses are significant for overall growth and economic development. The government came forward to support MSMEs by launching multiple schemes, and one of them being MUDRA loans. So, how exactly is this initiative helpful for the MSMEs? What are MUDRA loans? MUDRA loans is a credit financing scheme launched by ... Read More
Introduction The advent of innovative technologies and the incessant growth of smartphone users has given rise to new opportunities in the banking sector. The traditional banking, initially a popular system, slowly withered from peoples’ sight and got replaced by mobile banking. This new approach enables customers to make their financial transactions virtually via the respective banking application. Unlike the traditional banking where an account opening itself used to take days to go live, with mobile banking, the same task happens in minutes. Define Mobile Banking As the name suggests, mobile banking is the process of carrying out financial ... Read More
Introduction India is considered as one of the largest consumer of gold in the world. As per World Gold Council, India sits at 11th position for having substantial gold reserves. Whether it’s a wedding or a function or any festival, Indians go for gold shopping as a way to commemorate any occasion. But what’s the purpose of buying gold and keeping it to ourselves when you can lease the shimmering metal to make additional returns? As gold does not attain any interest, leasing can add value to the asset and let you earn some quick gains. For ... Read More
Introduction The most successful investor and financial legend Warren Buffett once said “don’t save what’s left after spending and spend what’s left after saving”. So, to build a secured future, one needs to start saving better. This can happen only when you diversify your funds into different investment and financial avenues. If you are a conservative investor, the best investment product to park your funds would be government schemes. It’s risk-free and attains assured returns upon maturity, which you can use on a rainy day. Now the only difference between successful and unsuccessful investors is that the former ... Read More
Introduction Doing business is not just about adding profits to the existing capital, but also being socially responsible too. As companies are using environmental resources, they have to give back in one way or the other. Some of them include investing in eco-friendly and sustainable entities, conducting CSR programs, incorporating social practices, etc. Mutual fund companies, broking houses, and many other financial firms are offering products that are in line with ESG theme. By investing in sustainable businesses, you are, in a way, supporting such practices. If you want to support the environment, ESG investing is one of ... Read More
Introduction Budget is a blueprint consisting of the past financial information and future anticipated business outlays of the company. This financial report is prepared by companies of all sizes to know where they stand when compared to last year. Budget aids the company to be abreast of perils and challenges and prepares them for the future. Some of the crucial things that’s listed in the budget includes payroll, insurance, loans, rent, debts, and other expenses. This financial tool allows the company or entity to draft both short-term and long-term plans, giving them conducive solutions to attain their business ... Read More
Introduction For the last few decades, the number of financial products have grown rapidly, creating a pool of opportunities and options for investors to park their money and grow income. Gold and Bitcoin are couple of them in the financial space. They both are entirely two distinct investment avenues in terms of attributes and returns. In this case, it’s like comparing apples with oranges. Speaking practically, both gold and bitcoin can be deemed useless in some cases. For instance, you cannot take gold or bitcoin to any store and use it for making payments on purchases made. Whenever ... Read More