- Trending Categories
Data Structure
Networking
RDBMS
Operating System
Java
MS Excel
iOS
HTML
CSS
Android
Python
C Programming
C++
C#
MongoDB
MySQL
Javascript
PHP
Physics
Chemistry
Biology
Mathematics
English
Economics
Psychology
Social Studies
Fashion Studies
Legal Studies
- Selected Reading
- UPSC IAS Exams Notes
- Developer's Best Practices
- Questions and Answers
- Effective Resume Writing
- HR Interview Questions
- Computer Glossary
- Who is Who
What is IT? IT can be expanded to Information Technology. IT uses computer systems and many other electronic devices like smartphones to access different types of information. IT is being used in personal and professional level. Businesses use the technology to enhance their business skills. If we talk about the usage of IT at personal level, people can use it to communicate with others play games, watch movies, and do a lot of other things. At the professional level, IT can be used to enhance business operations, train employees regarding new technologies, and do a lot of other things. Information ... Read More
Introduction Compulsory convertible debentures (CCDs) are becoming increasingly a popular method by companies to raise capital. They are a unique financial instruments that combines debt and equity features, providing investors with a steady stream of interest payments while offering the potential for capital appreciation. Define Compulsory Convertible Debenture A compulsory convertible debenture is a financial instrument issued by companies to raise capital. It is a type of debt security converted into equity shares at a predetermined time or when certain conditions are met. As the name suggests, converting the debenture into equity shares is mandatory. Overview of Compulsory Convertible Debenture ... Read More
Introduction Coupon bonds are a fixed-income asset that pays the bondholder interest through periodic coupon payments. A coupon bond issuer borrows money from investors and offers to repay it with interest over a set period. What are coupon bonds? Coupon bonds are debt security issued by corporations or governments to raise funds. They are called coupon bonds because they typically pay interest in the form of coupons, which are detachable pieces of paper attached to the bond certificate. The coupon rate is the interest rate paid to bondholders, usually fixed when the bond is issued. How do coupon bonds ... Read More
Introduction If you want to earn money and maximize your profit, then stock investment is the best way to do so. While other tactics are available to investors to maximize their earnings, more experienced investors prefer to opt this investment avenue. Parking your money in mutual funds enables you opt between two options, i.e., growth and value. You can either let the funds grow by allowing the company to reinvest the dividends or claim them at the time of pay-out. This type of investment allows you to appreciate your capital or gain returns in the form of dividends. The ... Read More
Introduction An organization is a commercial enterprise entity that has a separate legal status from its proprietors. It can own property, input into contracts, and sue or be sued at its very own call. A domestic enterprise is an organization incorporated inside the home country. Meaning of Domestic Corporation A domestic corporation is an enterprise that is included within the boundaries of the home country. They are registered with the government and has legal standing as a separate entity from its proprietors. It is subject to the legal guidelines and policies and may benefit from the felony protections and economic ... Read More
Introduction Early adopters are individuals who are among the first to attempt a brand-new product, era, or idea. They are commonly enthusiastic about innovation and willing to take risks advantage of the technological advancements. Agencies seeking to introduce new products and ideas come under this category. Meaning of Early Adopters Early adopters are individuals or organizations which can be the primary to undertake a brand-new product or technology. They are the primary humans to try out new merchandise or technologies and are inclined to take risks to accomplish that. Early adopters are exceptions from the bulk of people who ... Read More
Introduction A method of transferring ownership of unclaimed assets or property to the state when the true owner cannot be found is referred to as escheatment. This approach is taken to avoid misplacing or abandoning the item and ensure it is put to good use. Escheatment can occur in various circumstances, including when a person dies without leaving a will or any heirs or when a company goes bankrupt, and its assets cannot be distributed to its shareholders. Define Escheatment Escheatment is a legal term that is used worldwide. When the actual owner of the property is not found, ... Read More
Introduction The Euro Interbank Offer Rate (Euribor) is a benchmark interest rate for borrowing between banks. It is a daily reference rate based on the interest rates banks offer to lend unsecured funds to other banks in the euro wholesale or interbank market. EURIBOR is a crucial benchmark for financial institutions and borrowers, as it prices various financial products such as loans, mortgages, derivatives, and other financial contracts. Define Euribor Euribor is a daily reference rate calculated by the European Money Markets Institute (EMMI) based on the average interest rates. A panel of 18 banks partake in computing this ... Read More
Introduction The traditional idea of retirement involves working for several decades and saving enough money to comfortably retire in your 60s (common benchmark in several countries). However, the FIRE movement challenges this traditional approach by encouraging people to retire much earlier, often in their 40s. An important factor in achieving early retirement is by becoming financially independent. It means we need enough money to cover our expenses without taking a job. FIRE Meaning The acronym FIRE stands for "financial independence retire early." The concept of FIRE is based on the idea that if you can save and invest aggressively ... Read More
Introduction Loans are a common financial tool used to finance various ventures, including personal expenses, business ventures, and investments. However, lending comes with risks, and lenders must protect their investments. That's where a loan agreement comes in. It is a legal contract that has terms and conditions for the loan. It includes payment terms, interest rates, and any collateral required. What is a Loan Agreement? A loan agreement is a bond signed between a lender and a borrower with certain rules that must be followed. It is a legally binding document specifying both parties' obligations, including the repayment schedule, ... Read More